Episode 4 blends emotional depth with workplace stakes as Ki-jun and his team struggle to keep their controversial project afloat—while the ghosts of the past return to shake them to the core.
Episode Details
Drama Title: The Divorce Insurance (이혼보험)
Episode: 4
Aired: April 8, 2025
Main Cast:
- Lee Dong-wook as Noh Ki-jun
- Lee Joo-bin as Kang Han-deul
- Lee Da-hee as Jeon Na-rae
- Lee Kwang-soo as An Jeon-man
Traffic Jams, Misunderstandings & a Glimpse into Han-deul’s Past
The episode opens with Ki-jun and Han-deul caught in traffic after working late. When Ki-jun steps out to meet someone, Han-deul assumes it’s a romantic rendezvous and leaves feeling deflated.
She later reconnects with Jeong-sin, a former colleague, who praises her for leaving her toxic marriage and encourages her to embrace her new work at Plus General Insurance as a fresh start.
Ki-jun & Un-hyeong’s Tearful Reunion
Ki-jun’s destination? A tense and emotional meeting with his former brother-in-law, Un-hyeong. The conversation reveals the grief both men still carry over Jin-ju’s death, which is implied to be a suicide.
A flashback shows Ki-jun trying—and failing—to pull Un-hyeong from despair. Now, years later, he urges him to move forward. Their shared guilt leads to a heartfelt moment, with both breaking down in tears.
Internal Team Conflict: Han-deul Draws the Line
Back at the office, Han-deul announces she’s paused all wedding fair contracts. Her concern: unstable couples could jeopardize the company’s strict “0% divorce rate” clause.
Na-rae pushes for more advanced AI screening, while Jeon-man fears they’re becoming too exclusive. Ki-jun supports Han-deul’s judgment, though he struggles with the morality of predicting love’s failure.
Enter Jeong-do: Data Overload & AI Friction
To refine their system, the team brings in Oh Jeong-do—an arrogant analyst whose over-engineering makes the AI screening tool nearly unusable.
Jeon-man’s cautious input and Ki-jun’s emotionally biased data create a clash of extremes, leaving the team frustrated and divided on how to move forward.
Grocery Store Confrontation: Han-deul Reclaims Her Power
In a gut-wrenching moment, Han-deul runs into her abusive ex-husband. He mocks her divorce and her job, but this time, she doesn’t stay silent.
She fights back publicly—drawing a crowd. Ki-jun, witnessing the scene, steps in with quiet intensity, blocking her ex’s path without a word. The silent show of support speaks volumes. Later, over drinks, Han-deul thanks him, and Ki-jun opens up about facing his own past.
Na-rae & Jeon-man: A Laundromat Bonding Moment
At a laundromat, Na-rae tries to wash a teddy bear, and Jeon-man rushes in to stop her. Their awkward banter turns endearing, and over lunch, they witness a man verbally abusing his wife.
Jeon-man, visibly shaken, offers her a divorce insurance policy. Na-rae teases him gently, but it’s clear she’s surprised—and touched—by his empathy.
“Marriage Renewal” Mayhem: The PR Crisis
To fix their image and gather better data, the team stages a “marriage renewal” event by crashing another wedding fair. Disguised as event planners, they attempt to recruit strong couples.
But disaster strikes when a client couple from Episode 2 publicly argues about their insurance, blaming the policy for driving doubt into their marriage. The chaos catches the board’s attention, and a formal review is called.
Walking Home, Lingering Fears & a Flashback Reveal
As the episode winds down, Ki-jun and Han-deul walk home. She voices her fear that their work might be breaking couples apart. Ki-jun reassures her—they’re not ending marriages, they’re helping people confront the truth.
Na-rae watches them from a distance, her expression unreadable. The final flashback shows Ki-jun discovering an unsent letter from Jin-ju, apologizing for hiding her suffering. He stares at the night sky, weighed down by the pain he can’t undo.
Highlights
✓ Han-deul’s confrontation and personal strength
✓ Ki-jun’s grief and emotional vulnerability
✓ Jeon-man’s empathy growth and shifting role
✓ Questions around ethics, data, and emotional prediction
✓ Na-rae’s quiet jealousy and growing internal conflict
Final Thoughts
Episode 4 skillfully balances raw emotion and professional tension, deepening character arcs while building momentum for the looming boardroom showdown. As the cracks widen in both relationships and corporate strategies, The Divorce Insurance asks: Can we ever predict what makes love last?
Next Episode: Airs April 14, 2025
Do you think the project can be saved? And who are you rooting for—Ki-jun and Han-deul, or a surprise Na-rae/Jeon-man arc?
